Medical professionals

Experience financial services designed for you

Specializing in service for medical professionals since 2001

You lead a busy life, and your financial situation carries a complexity not every financial professional understands.

The North Star Medical Division was developed with you and your specific needs in mind.

This group of representatives work throughout the United States, providing specialized financial services to medical professionals at every stage in their career.

Match with a financial professional who will help you build wealth and prepare for the future, without sacrificing valuable time in your schedule.

We are here for you in every stage of your career

School and residency/fellowship

As a medical professional, you face some large transitions in your career, the first of which is moving from medical school to residency or fellowship.

While you’re still in training, we will help you develop a budget and make important decisions about your student loans. We can also provide personalized insurance recommendations to protect you if your ability to earn an income is interrupted at any point in your career.

Starting early will set you on a path to financial freedom without the common mistakes that could cost you in the long term.

Entering practice

The second big shift in your career happens when you move from residency/fellowship to practice. Whether you are opening a practice, joining a health care system or teaching hospital, or joining an existing practice as an associate or a partner, we will help you navigate the complicated combination of employee benefits and personally owned benefits.

As your income increases, we will also help you create an investment and retirement strategy that helps you to minimize taxes and take advantage of the powerful tool of compound interest. At this stage, layering asset protection strategies will become crucial in the planning process.

Business owner

When you run your own practice, finding time to manage your personal and business finances become even more challenging.

We offer comprehensive guidance to help you set your business up for success through anything life may bring. Our practice owner services include strategies for employee benefits, business insurance lines, 401(k) plans, and defined benefit retirement plans, and customized solutions based on your specific requirements.

With our inclusive approach, we will work with your accountant, bookkeeper, attorney, and other professionals to ensure your solutions work in every situation.

Retirement

We want to help you achieve the retirement lifestyle you envision for yourself. Whether it includes working part-time. teaching, or volunteering, we help you determine your needs and establish the investment vehicles that will help you get there.

With every solution we suggest, our goal is to help you maximize income. moderate risk, and minimize tax implications to ensure your retirement and estate plan reflect your expectations.

The North Star difference

When you work with an associate in the North Star Medical Division, you benefit from their experience, but you also benefit from the collective knowledge of dozens of financial professionals specializing in work with medical professionals and the many specialists and resources present at North Star.

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Meet the Division Members

Zachary A. MacDougall, CFP®, ChFC®
President

“I couldn’t be prouder to assist in leading this division during this unique time in history. These healthcare heroes deserve a world-class client experience and sound financial guidance.”

Zach’s professional profile

Darby Affeldt, DVM, RICP®

Financial Advisor, Associate Partner

206.321.6566
Olympia, WA

Darby supports veterinarians and entrepreneurs throughout the U.S. by organizing, streamlining, and guiding them to reach their financial goals.

Advisor Profile

Erik Andrews, CFP®

Associate Partner, Senior Financial Consultant

612.617.6048
Minneapolis, MN

Erik is a CERTIFIED FINANCIAL PLANNER practitioner who graduated from Indiana University in 2002 and joined North Star Resource Group in 2003 as a financial consultant.

Advisor Profile
Landon Baucom

Landon Baucom

Financial Advisor

919.908.2461
Durham, NC

Landon Baucom works to provide his clients with an experience that will leave them with a sense of financial security knowing they have someone looking out for their expressed interests.

Advisor Profile

Davin Bell

Associate Partner

512.610.1808
Austin, TX

Davin, licensed in insurances and securities registered, will guide you through a coordinated strategy illuminating choices along the way. His goal is for you to walk away with not just an answer, but a new perspective on what it means to be financially healthy. He believes financial health means you have retained control of your choices.

Advisor Profile

Justin Berry, CFP®, CSLP®, RICP®

Financial Planner, Partner

503.423.2736
Minneapolis, MN

Justin is an independent financial planner who believes in building relationships with his clients based on financial education and blunt honesty. His goal with everyone he meets is to reduce their financial stress and help them avoid costly mistakes.

Advisor Profile

Annie Book, CLTC, ChFC

Financial Advisor

503.349.5771
Minneapolis, MN

Annie is a teacher at heart. Her passion is to empower people by equipping them with the knowledge to make well-informed decisions, take control of their life and enjoy the journey along the way.

Advisor Profile

Todd Bramson, CFP®, CLU, ChFC

Senior Partner

608.888.9709
Fitchburg, WI

Todd has been a Financial Advisor with North Star Resource Group since 1987. While his office is in Madison, he maintains a national practice with clients in 45 states.

Advisor Profile

Erin Cary

Holistic Financial Advisor

619.350.8906
San Diego, CA

Erin works with young, like-minded technical professionals in the early stages of building their careers and families. She offers coaching and financial advice through the many life-changing events these years can bring, including graduating college, getting married, having a baby, and buying a first home.

Advisor Profile

Amanda R. Diliberti, CSLP®

Financial Advisor

919.908.2473
Durham, NC

Amanda believes there is a unique way of practice by not being tied down to a specific line of products while having the ability to tailor recommendations based on an individual’s distinct needs. Amanda works primarily with attorneys, medical professionals, business owners, executives and young professionals.

Advisor Profile

Mikaela Doe

Financial Advisor

714.336.3718
San Diego, CA

Mikaela Doe is a financial advisor based in North Star’s San Diego office. Mikaela works largely with medical and engineering professionals, focusing on providing individuals and families with the tools they need to become financially secure and pass good habits on to the next generation.

Advisor Profile

Tanner Fedell

Financial Consultant

469.608.9222
Dallas, TX Austin, TX

Tanner Fedell offers Financial Life Planning for families throughout the U.S. His strategy is based on the premise that financial advisors should first discover a client’s most essential goals in life before formulating a financial strategy, so a client’s finances fully support those goals.

Advisor Profile

Kyle Flynn, CSLP®

Financial Consultant

440.539.1461
Baltimore, MD Washington, DC

Based in Baltimore and Washington, D.C., Kyle works with physicians and their families to accomplish their financial goals.

Advisor Profile

Michael G. Foley, CFP®, CSLP®

Comprehensive Financial Advisor

480.993.9491
Scottsdale, AZ

Michael and his team run an independent comprehensive financial advising practice based out of Scottsdale with a national scope. He works with professionals to establish harmony in their lives through tailoring comprehensive financial plans, while also providing a variety of investment and insurance services.

Advisor Profile

Andrew Gifford, CFP®

Founder and Partner at Gifford Financial

612.617.6174
Minneapolis, MN

Andrew specializes in working with medical and dental professionals to help them effectively and efficiently reach their financial goals. Andrew is a CERTIFIED FINANCIAL PLANNER professional and former attorney.

Advisor Profile

Marshall W. Gifford, CLU, ChFC

Founder and Partner at Gifford Financial

612.617.6119

Marshall Gifford is a founder of Gifford Financial and a senior partner at North Star Resource Group, where he helped create the North Star Medical Division. He specializes in consulting with physicians and dentists in regard to their personal and business financial goals and concerns.

Advisor Profile

Brian Hensen, CFP®, ChFC®

Senior Partner

608.888.9778
Fitchburg, WI

Brian works out of the Madison office and specializes in working with physicians and other medical professionals.

Advisor Profile

Clarisa Hernandez, CFP®, ChFC®, CPFA

Associate Partner

720.616.5700
Denver, CO Scottsdale, AZ

Clarisa prides herself on taking a creative and holistic approach in order to implement customized solutions for her clients’ financial needs. She believes in proper diversification of all assets; utilizing appropriate risk management techniques, and preparing for a client’s future using their greatest asset, time.

Advisor Profile

James Jaderborg, CLU®, ChFC®

Financial Consultant

443.475.0718
Baltimore, MD Washington, DC Philadelphia, PA Minneapolis, MN

James Jaderborg specializes in working with business owners, physicians, and medical professionals to help them overcome financial challenges unique to their careers.

Advisor Profile

Michael Jost, CLU®

Financial Advisor

314.295.7209
St. Louis, MO Austin, TX Las Vegas, NV

Michael has a specialty practice working exclusively with physicians and their families. Michael understands the financial challenges that are unique to their chosen career and helps provide strategies to overcome them while striving towards financial independence.

Advisor Profile

Kyle Larsen

Financial Advisor

612.617.6050
Gibsonia, PA

As a financial advisor, Kyle’s mission is to help you identify what matters most to you and create a strategy of small, significant steps to get there.

Advisor Profile

Tyler Laurentius

Financial Advisor

734.780.6206
Scottsdale, AZ

Tyler combines his passion for relationship building and his skills in finance and investing to help his clients achieve their financial goals.

Advisor Profile

Tanner Leary

Financial Advisor

434.941.7990
Richmond, VA

Tanner works with medical professionals, business owners, and other individuals who are looking to create logical financial strategies. He focuses on guiding each of his clients towards their financial goals, defining their financial objectives and providing tools that help his clients grow.

Advisor Profile

Damon Lichtenberger, CLTC

Senior Partner

919.908.2457
Durham, NC Richmond, VA

Damon focuses on helping physicians, dentists, attorneys, business owners, and executives reach financial independence.

Advisor Profile

Shaun McDuffee, AEP, CLU, ChFC®, CEPA

Senior Vice President, Founder and President of Twin Oaks Advisors

512.610.4050
Austin, TX

Shaun has specialized in assisting physicians and their families since 1990, and his guidance has been critical in helping thousands of physicians overcome the financial challenges unique to their career.

Advisor Profile

Dan McGivern, CLU, RHU, CLTC

Senior Partner

319.466.7443
Iowa City, IA

Dan joined North Star Resource Group in April 1986 after working 10 years for another Midwestern life insurance company. Dan is a Chartered Life Underwriter (CLU), Registered Health Underwriter (RHU), and Certified in Long-Term Care (CLTC).

Advisor Profile

Mark Miller, CFP®, CLU®, ChFC®

Financial Planner, Associate Partner

612.617.6157
Dallas, TX

Mark Miller is a financial planner who has spent the entirety of his career with North Star Resource Group since graduating from Baylor University. Mark specializes in working with physicians, dentists, and business owners across the country.

Advisor Profile

Craig Molldrem, CLTC, RICP, AIF®, CAP, CLU®, ChFC®, CFP®

Senior Partner, Financial Advisor

612.617.6011
Dallas, TX Houston, TX

Craig works primarily with physicians, providing career-specific advice to help overcome unique financial challenges, and also retirees, offering his clients full-service retirement management and a greater understanding of their own goals and needs.

Advisor Profile

William H. Montag, CFP®

Financial Consultant and Senior Partner

319.351.4307 ext. 43
Iowa City, IA

Bill’s practice specializes in building long term relationships with physicians, dentists, and business owners based on trust, integrity, and loyalty as they transition through school to residency, fellowship, and finally into practice.

Advisor Profile

Michelle Muthiani

Financial Advisor

612.617.6041
Minneapolis, MN

Michelle specializes in consulting with physicians and dentists in regards to their personal and business financial goals and concerns. While the team at Gifford Financial focuses on advising those working in healthcare, the core process and principles apply to anyone committed to improving their financial situation.

Advisor Profile

Kelly Hugghins Neely, CFP®

Financial Advisor

512.610.1811
Austin, TX

Kelly has built a practice working primarily with medical professionals and is passionate about conveying the importance of financial education and accountability to her clients.

Advisor Profile

Brad North, CFP®

Financial Advisor

612.617.6000
Minneapolis, MN

Brad began his career at North Star and Securian in 1998 and has dedicated his career to assisting individuals, families, and businesses with financial planning advice and private wealth management.

Advisor Profile

Michael Paulus, CFP®, CLU®, ChFC®

Financial Advisor

612.617.6044
Salt Lake City, UT Philadelphia, PA

Michaels’s practice focuses on working with physicians, dentists, and their families to help them overcome the financial challenges that are unique to their chosen careers.

Advisor Profile

Devon Pilney

Financial Advisor

503.423.2761
Minneapolis, MN

As a financial advisor, Devon believes in building long-term relationships with individuals who are genuinely motivated to learn more about and improve their financial life.

Advisor Profile

Jim Ries, CRPC®, AIF®

Associate Partner, Financial Advisor

612.617.6094
Minneapolis, MN

Jim helps medical professionals, business owners, and executives reach financial success on their terms, built on their values and goals.

Advisor Profile
Jacob Ritter

Jacob Ritter

Financial Advisor

512.610.4066
Austin, TX

With a focus on risk management as the foundation for a financial strategy, Jacob specializes in helping his clients to identify the life and disability insurance options that best fit the needs of them and their families.

Advisor Profile

Glenn Ryan, CSLP®

Financial Advisor

314.608.9009
St. Louis, MO

Based in St. Louis, Glenn provides comprehensive financial services to physicians and medical professionals at various stages in their careers and financial situations. Glenn strives to make his clients’ finances work in the most appropriate and efficient way for their specific situation.

Advisor Profile

Jack Ryan, RICP®

Financial Advisor

314.420.1547
St. Louis, MO

Jack provides comprehensive financial services to physicians, residents and fellows and young families and professionals. During these busy seasons of life, Jack makes it his priority as an advisor to be there for his clients so finances don’t add to this stress.

Advisor Profile

David Saltzman, CFP®, CLU, ChFC

David Saltzman

512.610.1807
Minneapolis, MN

David’s goal is to help guide clients through the levels of financial planning so they may accomplish what is most important to them while establishing a financial plan as early on in their careers as possible.

Advisor Profile

Anthony J. Schau, CFP®

Financial Planner & Regional Vice President

319.800.6287
Iowa City, IA

Established in 1992, Anthony is an industry expert with a practice specializing in the development of financial strategies for medical and business professionals and their families.

Advisor Profile

Eric T. Seybert, ChFC®, CLU®

Senior Partner

612.617.6107
Scottsdale, AZ Minneapolis, MN

Eric works primarily with physicians and based on his extensive experience, he’s established himself as a financial expert.

Advisor Profile

Wesley Sharp

Financial Advisor and Wealth Manager

612.617.6067
Minneapolis, MN Lexington, KY Fitchburg, WI

Wesley Sharp is a member of the North Star Medical Division and helps physicians manage their finances from residency through retirement.

Advisor Profile

Erik Siverson, CFP®

Partner and Senior Financial Advisor

612.617.6012
Minneapolis, MN

Erik is a member of North Star’s Medical Division, a team dedicated to helping physicians and dentists efficiently pursue financial independence. He has developed a national financial services practice, primarily working with clients in Minneapolis, Atlanta, Chicago and the Pacific Northwest.

Advisor Profile

Jenna C. Siverson, CFP®

Financial Advisor

612.617.6095
Minneapolis, MN

Jenna works with physicians, dentists, and other medical professionals to help them overcome the financial challenges that are unique to their chosen careers.

Advisor Profile

Joey Snyder, WMCP®

Financial Advisor

804.404.2045
Richmond, VA Durham, NC

Joey has dedicated his career to developing long term client relationships by taking a personal holistic approach to financial advising.

Advisor Profile

McKenna Stephens, CFP®, CLTC

Financial Advisor

480.712.7285
Scottsdale, AZ San Diego, CA

McKenna Stephens is a financial advisor and has been working with North Star since 2004. Her clients extend across the United States, although she is based in the Scottsdale area.

Advisor Profile

Marcus Stone

Financial Advisor

512.610.4058
St. Louis, MO Austin, TX

Marcus prides himself on helping give clients confidence when it comes to their finances and being a competent friend on their side to navigate the world of finance so that they are free to do what their hearts desire.

Advisor Profile

Luke Strode, CFP®

Associate Partner and Wealth Advisor

480.712.6780
Scottsdale, AZ

Helping the high achievers focus for their finances in order to create, grow, and preserve true wealth.

Advisor Profile

Matthew Suarez

Financial Advisor

608.271.9100
Fitchburg, WI

Matthew Suarez helps young families and physicians in residency or just starting their practice to navigate the many financial decisions of their 20s and 30s.

Advisor Profile

John Tidwell, CSLP®

Financial Advisor

214.280.9680
Minneapolis, MN

John works with driven young professionals starting out in the medical and dental fields and related industries.

Advisor Profile

Jeff Turton, WMCP®

Senior Financial Advisor, Associate Partner

Dallas, TX Durham, NC

Jeff is the Past President of North Star’s Medical Division; a team of 50+ advisors dedicated to helping physicians efficiently pursue financial independence. Solid client relationships and technology have allowed Jeff to currently serve clients in over 25 states.

Advisor Profile
Houston, TX

Laura began working as a financial advisor in 2010, and in less than 10 years, she established an award-winning practice dedicated to helping clients achieve their goals.

Advisor Profile

Greg Wikelius, CFP®, ChFC®, CLU®

Associate

720.616.5700
Denver, CO Chicago, IL

Greg has a highly specialized practice helping physicians and dentists actively pursue their personal and professional financial goals. Ultimately, Greg helps medical professionals grow and protect their wealth in an efficient manner.

Advisor Profile
Austin, TX

Chris runs a financial practice that aims to provide services such as comprehensive financial planning and wealth management services to professionals, families, and retirees.

Advisor Profile

John Williams, CFP®, CFS

Financial Advisor

612.617.6096
Minneapolis, MN

As a financial advisor and member of North Star’s Medical Division, John Williams specializes in working with physicians, starting as early as Residency/Fellowship.

Advisor Profile

Daniel Willie, CFP®

Senior Partner

214.642.9118
Austin, TX Dallas, TX Minneapolis, MN

Dan delivers client-centered financial guidance, instruments, and follow-up that are consistent with quality recommendations aimed at effectively meeting client needs.

Advisor Profile

Joshua Wokurka

Financial Advisor

630.379.8785
Philadelphia, PA Chicago, IL

Specializing in working with physicians and dentists, Josh’s goal is to develop trust early on with his clients to lay the groundwork for a lifelong relationship.

Advisor Profile

Jon Ylinen

Senior Partner - Financial Advisor & Wealth Manager

608.888.9794
Fitchburg, WI Minneapolis, MN Chicago, IL

Jon works with several hundred physicians starting as early as their final year of medical school, through residency and fellowship, in practice, and through retirement.

Advisor Profile

Related resources

Worksheets and checklists
Resident and fellow financial checklist
Download PDF
Worksheets and checklists
Financial fundamentals for your medical practice
Download PDF
Brochures
Financial pyramid
Download PDF