Discover your roadmap for creating a generational impact
Our team offers a fresh perspective on your finances so you can discern your next right step for preparing for the future and enjoying today.
We work with specialized professionals who have been intentional about their time and worked hard to achieve their level of success and now have questions such as:
→ Is my spending versus saving balance appropriate for my goals?
→ Am I on track for the retirement I want?
→ Are there opportunities I’m missing in terms of insurance, investing, and taxes?
Using a goals-based financial planning approach, we answer these questions and more to create a clear direction for your life and wealth.
We specialize in helping you and your family live the best life possible with the money you have.
Learn if our approach is a fit for you.
Before diving into a planning relationship, we schedule a short, free meeting with you to learn a bit about your goals from working with a professional and provide an overview of what we provide.
Clarify your financial standing and trajectory.
If you decide to proceed, the next meeting is a fact-finding mission. We cover your current financial standing but also dive into your priorities and money mindset, financial questions or worries, short- and long-term goals, and more. This serves as the foundation for your plan.
Receive your personalized financial plan.
Your financial plan should be everything you need to pursue success, without the extra jargon. This document boils down everything we covered in the discovery phase, plus recommendations and action items to move into the next phase of your financial life.
Implement the plan and check off goals one by one.
We’ll begin implementing the recommendations in a timeline that works with your schedule and offer attainable action items for each phase, with the service and support needed to accomplish them.
What you can expect from our team
24/7-access personal financial website
All clients gain access to an online portal to organize all your important financials and balances in one place as well as important contacts/documents (lawyer, CPA, insurance agents, wills, policies, etc.).
We hold regular meetings to keep your plan up to date, reviewing your goals, projections, life changes, insurance, taxes, and investments.
We proactively reach out to you when changes occur that affect your plan. You can also contact us with questions or decisions at no additional cost.
We keep all of your information confidential, safe, and secure. Many of our clients come from referrals from existing clients and we never discuss your situation with another client you may know.
We only take on a handful of clients per year and work with a limited number of clients overall to provide a premium service.
I work in a fiduciary capacity for all investment advisory services, held responsible by law to act in your best interest as I design and manage your portfolio.
Prior to becoming a financial advisor, I was a personal trainer for three years. That experience made me realize I always wanted to do something that involved helping other people. That brings me to today, where I help clients throughout the U.S. pursue financial well-being.
My wife, Chelsie, and I live on a farm in Waxahachie, TX, with our three daughters, Amelia, Adeline, and Sadie. We love enjoying nature with our family and maximizing the time we spend together, and we are active in our community and attend The Avenue Church in Waxahachie.
Sophie keeps things moving for our clients. While you can always contact me directly, Sophie is another excellent resource you have access to. She proactively reaches out to schedule meetings and offers guidance on action items within your plan.
Specialists and strategic partners
Offering a complete suite of financial services and expertise, we coordinate with a team of specialists within North Star. Using in-house strategists means they work around the plan, not any one product, in a true consulting relationship to pursue your big-picture financial well-being.
Our team also works with trusted partners, Cetera and Pershing to offer securities and investment holdings for multi-layered protection for you and your family.
North Star Resource Group
Our ﬁrm is an independently owned business. We offer ﬁnancial guidance and connect you with investment and insurance products that address your needs. Independent ownership means that you can feel conﬁdent you’re selecting from a range of products with solutions that align with your goals.
Cetera Advisor Networks & Cetera Investment Advisers
Broker-dealer and Registered Investment Advisor
Cetera Advisor Networks operates as our ﬁrm’s broker-dealer. They buy and sell securities, process client business, and provide other services to the ﬁrm and ﬁnancial advisors.
Advisory services are offered through Cetera Investment Advisers LLC. Together, we bring you a broad range of ﬁnancial products and services backed by a national network of providers and resources.
BNY Mellon | Pershing
While we help you manage your assets and make decisions about your ﬁnancial future, our ﬁrm does not physically hold your assets. BNY Mellon’s Pershing, a third-party custodian, holds your assets and works behind the scenes to manage, clear, and settle trades. We never household your accounts directly with us—this is how fraud has occurred.
Pershing LLC, member FINRA, NYSE, SIPC, is a wholly-owned subsidiary of The Bank of New York Mellon Corporation (BNY Mellon). Pershing and your financial institution are separate, unaffiliated companies, not responsible for each other’s services or policies. Trademark(s) belong to their respective owners.
Financial planning services
|A financial plan serves as a snapshot of your current situation, projections and probability of success, and a roadmap toward your goals. A comprehensive look at your financial life distilled into a single piece of paper.|
|Customize your portfolio with our evidence-based, academically backed recommendations that holistically address growth, diversification, and fee and tax costs of each asset selection to help you build sustainable wealth.|
Cash flow analysis
|Analyze money in and money out so you can allocate resources appropriately to your life now and your generational legacy.|
|Begin with the end in mind with a contribution strategy and tax-minded distribution and lifestyle planning and track your progress with a sophisticated 24/7 online retirement forecaster.|
|Identify education costs and address what you can do now to prepare for those costs using a digital forecasting tool.|
|Make sure your assets are protected and shop for appropriate coverage using recommendations from life, disability, and property and casualty specialists and quotes from a range of top carriers.|
|Gain a deeper understanding of your tax obligations and opportunities through coordinated efforts from our team and your CPA. We also offer referrals to our network of trusted CPAs as needed.|
|Everyone has an estate. Plan for generational impact through financial and legal documents designed specifically to support your values and accommodate your net worth.|
SERVICE LEVELS & FEES
Financial Planning + Investment Management
➤ $3,000 – $10,000 annual financial planning fee + 1.25% investment management fee
Billed annually, quarterly, or monthly depending on convenience to you.
Over 75% of clients work with us in a dual financial planning and investment advisory relationship. As our elite service tier, this includes your comprehensive financial planning document, our ongoing annual service model, and proactive and reactive service as your situation requires.
Financial Planning Only
➤ $3,000 – $10,000 annual financial planning fee
Billed annually, quarterly, or monthly depending on convenience to you.
This service is ideal for clients who need ongoing planning but want to manage their own investments.
Investment Management Only
➤ 1% – 1.5% investment management fee
This service is ideal for clients who either want to set up an investment account for the 1st time or already have investments they want someone else to manage. We will manage your investments and send you quarterly reports as well as give you online access to view your accounts at any time.
Short-Term Financial Plan
➤ $500 to $10,000 one-time fee
Cost depends on complexity.
This service is ideal for clients who aren’t fully certain they want to work with an Advisor long-term but still need guidance to confirm they are doing everything correctly or need a quick solution to their problems.
This relationship usually lasts anywhere from 1-2 months up to a maximum of one year and is then reevaluated whether you want to continue or not.
Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.
Investment advisor representative of Cetera Advisor Networks, LLC. Securities offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic # 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License #0M29650.
Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with this advisor is not a guarantee of future financial results. Investors should conduct their own evaluation.