Expand your financial goals and dreams.

Financial resources to educate, implement, and build a legacy for first-generation wealth-builders.

Many reduce financial success to a good education, high income, and savings in the bank.

And while the U.S. perceives Asian Americans to be financially prepared, they are less likely than other groups to feel hopeful about reaching their lifetime financial goals.

P.Q. takes a holistic approach to finances—from cash flow and protecting your assets to retirement readiness and passing wealth to the next generation—to help you achieve confidence in your goals.

BUILD YOUR FINANCIAL LEGACY

Comprehensive financial planning process

Goal identification

Defining your goals

First, you and P.Q. will identify the values and beliefs that are most important to you and your family. Based on these, you can establish a set of short- and long-term financial goals.

He will also gather all the relevant financial information—cash flow, assets, liabilities, and income taxes—that he needs to design a strategy tailored to you.

Plan analysis

Mapping the course

P.Q. will analyze your time horizons, income sources, and tax situation and compare alternatives to find solutions that meet your needs and goals.

Recommendations and solutions

Putting the pieces together

Next, P.Q. will provide recommendations on your options to get you where you want to go and reveal where you can be.

Together, you will develop a plan of specific action steps for implementing these recommendations to set your financial goals in motion.

All of this will be delivered in a formal written plan based on your work together. with you as you work together to design your customized financial strategy.

Consistent follow-up and review

Beginning the journey

As your financial plan is set into motion, you and P.Q. will systematically work through each step of the plan, with regular follow-ups to catch any changes to your situation.

Over the long term, he will also adjust your plan as needed to benefit you and your family.

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Financial services

Jump to: Financial education | Comprehensive financial planning | Legacy planning

Financial education

Educating you on the “why” behind each part of your plan is central to P.Q.’s approach. This helps you make informed decisions about your path forward as well as helping maintain the strength of your financial legacy. Working with P.Q. also helps ensure that you understand what you need to know to achieve your goals.

Comprehensive financial planning

Here, P.Q. pulls together all relevant aspects of your financial picture to design a financial plan that not only takes you into account but also those you care about. Using a client-centric approach, he creates a plan that emphasizes your long-term success while also helping you care for your family members.

Designing a well-rounded financial plan:

• • Current financial position
  • Investment management
  • Retirement planning
  • Tax planning*
  • Insurance planning (life insurance, long-term care, disability insurance, and property and casualty)
  • Estate planning

Legacy planning

Your family is everything. P.Q. helps you make sure your financial legacy is set up to benefit not just you, but also those close to you. Using North Star’s guiding principle of Changing Lives, Forever®, he helps ensure your family, both current and future, are taken care of.

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About

P.Q. entered the financial services industry in January 1985. Through working with leading global financial companies, he has acquired multinational and multicultural market experience in banking products and services, business planning strategies, financial and estate planning strategies, investment advisory, and wealth management. He has also been involved in the successful launch and development of several market startups.

P.Q. is passionate about engaging multi-ethnic Asian communities in discussions relating to financial matters. He has been invited to present seminars and workshops on various financial wellness topics, and he has also helped train and develop local leaders into financial professionals who have achieved success in the field.

P.Q. graduated from the University of Tennessee with a Bachelor of Science in Mechanical and Manufacturing System Engineering. He completed all core coursework from Crummer Graduate School of Business of Rollins College in the Executive Master of Business Administration program in finance and international business. P.Q. also earned the Certification of Retirement Planning from the Wharton School of the University of Pennsylvania.

Currently, P.Q. lives in the Atlanta area with his wife and their two adult children. In his free time, he enjoys reading, following financial investment news, spending time with family and friends, and enjoying frequent vacations. He and his family are also very involved with their church and in their ethnic community.

CONNECT WITH P.Q.

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Professional designations and qualifications

Chartered Life Underwriter (CLU)

The Chartered Life Underwriter (CLU) is widely regarded as the gold standard of life insurance professionals and insurance planning. It shows expertise in life insurance, estate planning, and business planning, and is only awarded to professionals who pass a rigorous set of courses and exams.

Chartered Financial Consultant (ChFC)

A Chartered Financial Consultant is a professional designation representing the completion of a comprehensive course consisting of financial education, examinations, and practical experience. Those who earn the designation have proven to be knowledgeable in financial matters and can provide sound advice.

In addition, P.Q. holds Life, Health and Variable Products and Property/Casualty licenses as well as FINRA Series 6, 7, 63, 65, 66, 26 and 24 registrations. He also holds a professional membership with Finseca, an organization dedicated to developing and growing financial leaders and promoting the work they do to provide financial and retirement security for their clients.

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Team

Working with P.Q. grants you access to numerous financial specialists within North Star with whom he consults, as well as the full team at North Star’s Atlanta office. Working together, they help ensure your strategy adequately covers all aspects of your financial situation and accounts for multiple perspectives.