Emily A. Malecha, CRPC®, ChFC®
Financial Advisor
About
Emily Malecha has been with North Star in Minneapolis since 2001, where she dedicates herself to helping clients efficiently achieve their financial goals. She and her business partner, Ann Wengronowitz, CFP®, RICP®, co-founded Confidere Financial on a foundation of collaboration and personalized service in 2019.
By focusing on a team approach, they were able to forge stronger relationships with clients and provide tailored financial plans. This strategy allows them to address both the immediate and long-term needs of their clients, helping them secure their financial futures.
Emily and her team’s areas of specialty include:
- Comprehensive fee-based financial planning
- Investment advisory, annuities, ESG strategies
- Retirement strategies
- College funding options
- Life, long-term care, and disability insurance strategies
In addition to meeting with clients one-on-one, Emily also enjoys presenting seminars and webinars to support ongoing financial literacy and wellness.
She holds a Chartered Retirement Planning Counselor (CRPC®) designation from the College for Financial Planning, a Chartered Financial Consultant® (ChFC®) designation from the American College, and has various financial industry registrations, including Series 7, 66, 6, and 63. Additionally, she is licensed in Life & Health Insurance.
Outside of work, Emily lives in Prior Lake, MN, with her husband, Phil. They enjoy an active lifestyle, including hiking, biking, and traveling, while also making time for volunteering. Emily is an active member of the Prior Lake Rotary Club, where she finds fulfillment in giving back to her community both locally and globally. She is a proud mother to one daughter and an aunt to three nieces and five nephews.

Emily’s deep commitment to her clients
I’m honored that my clients entrust me with a valuable part of their lives. When my clients or their families need assistance, I am here to help every step of the way.
I embrace their goals as my own, working tirelessly to help them achieve their dreams—whether that’s a dream vacation, starting a family, buying a first (or second) home, starting a business, sending children or grandchildren to college, or preparing for retirement.
My goal is to build long-term relationships, grounded in trust and mutual respect. I want my clients to feel confident, secure, and ready for whatever their futures may hold. Together, we celebrate achievements, share challenges, and revel in the moments when they feel empowered by their financial plans.
I take pride in helping my clients see how their hard work and disciplined financial choices today can shape a bright future. I aim to make financial management easier to understand, more manageable, and ultimately a tool for fulfilling their dreams and goals.
I truly enjoy helping people become more confident in managing their finances. Whether it’s providing a clear financial roadmap, offering tools for goal achievement, or simply empowering my clients with knowledge, I am here to support them in creating the future they envision.
Events and webinars
Emily hosts regular financial wellness seminars on personal finance, college education funding, and retirement strategies.
Please contact Emily and her team to host a complimentary, no-obligation financial education event for your group.
Articles
A Change in Family Finances: Creating a Budget for College Life
A college budget is essential to your child’s ability to succeed financially while in school. We can help.
How Early Is Too Early? When Parents Should Start A 529 Plan For Their Children
Saving up and paying for college can place a financial burden on families, especially for families who are sending multiple children to college at the same time.
Paying off Debt vs. Retirement Savings: What Should You Tackle First?
Should you pay off your high-interest credit card and then start saving, or save money then deal with the card? It’s a common financial quandary we see a lot of.
Emily is an investment advisor representative of Cetera Advisor Networks, LLC. CA Insurance License #0M47495.