Client account accessZach Altman
Financial Advisor
Helping professionals organize and achieve their financial priorities.
Zach and his team help professionals and families answer, “Am I doing the right thing? Are better strategies out there to maximize my financial health?”
His mission is to deliver financial clarity through personalized financial advice, serving as a resource and a financial mentor every step of the way.
Zach’s financial planning approach helps clients feel confident in their financial decisions while living the life they want.
Financial planning process
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| Zach starts with a brief virtual or in-person meeting to discuss working together. | From there, Zach will create and present a draft financial plan for discussion. | Once the plan is finalized, Zach assists with executing the plan to work toward his clients’ goals. |
Schedule a fit meeting
Discuss the plan
Execute the planAbout
As a financial advisor based at Fortune Financial in Minnetonka, Minn., Zach focuses on helping entrepreneurs, executives, and business owners in the Twin Cities and Rocky Mountain region (and beyond) develop and maintain sound financial strategies based on their individual circumstances.
Zach was drawn into the financial advising career path by his father and mentor, Larry Altman, CFP®, CLU®, CLTC, but also by his desire to have an impact on others’ lives around him for the better. He is licensed in nearly half of the United States, and proudly offers services to clients throughout the country.
Growing up with a brother who has special needs, Zach has a place in his heart and practice for working with special needs families and the unique financial needs their caretakers have. He, above all, is dedicated to educating his clients early on to create real and permanent behavioral changes surrounding their finances, helping them to reach their goals efficiently and on their own terms.
Zach grew up in Mound, Minn., and is a University of Minnesota—Twin Cities alumnus. Outside of his advising practice, he enjoys golfing, skiing, hiking, and traveling. He is also an avid Minnesota sports fan.
Financial services
Jump to: Comprehensive fee-based financial planning | Wealth management | Debt management | Risk management | Liability protection strategies
Comprehensive fee-based financial planning
Experience a holistic approach to financial planning that accounts for all applicable parts of your financial situation. Changes in one area typically affect your entire financial picture, and with a plan in hand, you will be prepared for those changes as they come.
Wealth management
Zach coordinates your investments, insurance, and tax strategies to help increase your net worth over time. His investment approach aligns with your values and complements your tax strategy, enhancing your financial plan.
Debt management
From student loans to high-interest debt, Zach helps you navigate the refinancing and repayment process within your overall financial situation. This results in a debt repayment strategy tailored to you: manageable for today and strategic for your future.
Risk management
Protecting existing and future assets is a fundamental component of any wealth-building strategy. As an independent advisor, Zach recommends solutions from various carriers to help ensure you have the protections in place for a solid wealth foundation.
Liability protection strategies
Together, you and Zach will determine the best liability protection for your specific situation, ensuring you are adequately safeguarded in the event of damage to property other than your own.
Advisor team
Larry Altman, CFP®, CLU®, CLTC
Founding Partner
David Shestak, CFP®
Financial Advisor
Support team
Rae Marie Velasquez
Registered Representative, Director of Client Services
CPA and attorney referrals
Zach also works hand-in-hand with a network of CPAs and attorneys whom he regularly refers to based on his clients’ needs. He also collaborates with outside professionals with whom his clients have an existing relationship, bringing them into his strategic planning approach.
North Star resource team
Chris Sitek, CLTC®, CASL®, CLU®, ChFC®, RHU®, REBC®
Vice President Life and Long-Term Care
Chloe Becker, REBC®
Employee Benefits Account Manager
Jeff Landt, CFA, CFP®
Senior Vice President and Chief Investment Officer