Joseph Rinaldo, CLTC
Experience financial resources directed by your values and toward your goals.
Joseph Rinaldo brings a strong moral and service orientation to his interactions with clients. For over 30 years, he has provided financial direction to corporations, professionals, and families from diverse backgrounds.
Joseph has worked as a corporate and business manager, as well as a business owner. He has a Bachelor of Science degree from Arizona State University with a mathematics emphasis, graduate level Business Administration coursework, and a two-year college certification in Business Management. He has frequently shared his expertise with others through educational seminars to several professional organizations.
His extensive background and experience have given him a unique understanding of the financial concerns and issues individuals and business owners face today. He uses this understanding to create tailored and thorough financial strategies for these clients and strives to serve their interests well through his work.
- Certified Long-Term Care (CLTC)
- MDRT Member
- Member National Association of Insurance and Financial (NAIFA) since 1988
- National Quality Award (NAIFA)
- Series 6, 22 & 63
- Personal Insurance – Life, Annuities, Disability, Long Term Care/Chronic Illness
- Medicare Supplements/Health/HSA
- Tax Favored Retirement Plans:
- Individuals – IRAs, Annuities
- Business – 401k, SEP, Simple
- Business – Owner/Executive Benefits
- Business – Buy Sell Funding Strategies, Overhead Expense
- Employee Benefits – Health/HSAs, Dental, Disability
- Investments – Portfolio Design/selection
Investment advisor representative of Cetera Advisor Networks, LLC. Securities offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic # 0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License #0B34533.
Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with this advisor is not a guarantee of future financial results. Investors should conduct their own evaluation.
Awards and club membership are based primarily on commissions, premiums, or fees generated from investment and insurance products and other criteria relative to leadership and achievement.