Is your disability coverage really built for a physician like you?
Disability coverage only matters if it’s built for what you actually do.
Generic coverage misses the mark for specialists. Your income depends on specific, technical skills—and any loss of function can have an outsized financial impact.
We often find:
- Coverage that doesn’t match your current income
- Policies that don’t define your specialty tightly enough
- Gaps between group and individual coverage
What this means for you now: If your income’s grown or your practice has shifted, your policy needs a second look.
We’ll give your policy a specialist-level review—so you don’t have to guess what it actually covers.