Garret Colao, CFP®, CSLP®
Independent Financial Consultant and Partner
Helping individuals achieve personal financial goals by providing clarity and support through every step
As a CERTIFIED FINANCIAL PLANNERTM professional and a Certified Student Loan Professional (CSLP®), Garret begins every conversation with a client by connecting on a personal level to understand a client’s goals and priorities. Before creating a financial plan, Garret enjoys forming this connection, as he believes learning the small details of a client’s financial situation allows for a successful plan to be created. By taking a client-centered approach, Garret is able to provide advice and plans to facilitate the best client experience possible. Garret is FINRA Series 7 and 66 registered and is Life and Health Insurance licensed.
In 2019, Garret teamed up with Mike Rutter, Senior Financial Advisor, to work as partners within The Vitality Group, a planning focused, and advice driven wealth management practice that utilizes sophisticated and innovative tools to deliver high quality, high value, and an easy-to understand efficient client experience. By taking a team approach to their clients, Mike and Garret are able to work together to provide valuable solutions to every unique situation.
When not at work you can find Garret playing golf or flag football, hunting, and fishing. He also enjoys traveling to new places, specifically to national parks and forests where he is able to hike with his wife Kelly and their dog Summit.
Garret also serves as the Chairman of the Board for the Phoenix Residence Inc., a nonprofit organization that develops person-centered quality living experiences for individuals with disabilities. Prior to his position as Chairman, Garret also served as a member of the organization beginning in 2017.
Comprehensive Fee-Based Financial Planning
Garret understands that without a financial plan, you may feel unprepared to take steps forwards towards financial success. By learning your priorities and concerns, Garret will put together a financial plan that allows you to prepare for every stage of life.
Retirement Cash Flow Planning
Garret helps to identify plans ahead of time to ensure you are prepared for any unforeseen events that may occur.
Asset Allocation and Portfolio Design
Investment decisions can make or break a client’s ability to achieve their goals. Garret works with clients every step of the way to equip them with the proper guidance needed to accomplish their financial priorities.
Student Loan Analysis
Student loans can be a stressful and overwhelming part of a client’s financial plan. Garret takes a thoughtful approach to develop strategies to navigate repayment plans with his clients.
Accumulation and Distribution Techniques
Garret works with his clients to explain where to distribute funds in order to maximize the wealth that has been accumulated over time.
Garret understands the impact taxes have on your investments and life events. He works with clients to establish investments and strategies that clients can take in order to minimize their taxes.
Garret is a registered representative and investment advisor representative of Securian Financial Services, Inc.