David Saltzman, CFP®, CLU®, ChFC®
David Saltzman
David Saltzman, CFP®, CLU®, ChFC®
David Saltzman
About
Don’t complicate it—my job is to help you and your family reach their most important future financial goals. That’s it! If an advisor doesn’t ask you during every meeting what those goals are, they’re not putting you first, and your plan might not align with what you really want to accomplish.
As your advisor, we’ll begin with a lengthy discussion about everything that is important to you. Then, we begin planning from the ground up! Many think they have to have money to invest to begin this process, but the opposite is actually true. The earlier one plans for the future, the easier it can be to reach one’s goals.
Once the plan is in place, since reaching all your goals might take a lot of time, I want to make sure the ride is as smooth as possible. For example, you don’t want to have to worry each time the stock market sharply goes down, and you don’t want to take undue risk with any insurance you get to protect you and your loved ones.
All these strongly held beliefs come from my 25 years of advising clients, with the last 20 as a CFP®, or Certified Financial Planner™.
I currently live in Austin, Texas, with my wife, Amy, and two quickly growing daughters, Ellen and Cora. I graduated from the University of Texas in 1996, and today, as a hobby, you might hear me broadcast a Longhorn game on SEC Network+ or a college basketball game on the ESPN family of networks.
Services
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Comprehensive financial planning
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Education funding strategies
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Income protection strategies
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Life insurance
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Retirement strategies
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Tax-efficient investment strategies*
Team
North Star resource team
Chris Sitek, CLTC®, CASL®, CLU®, ChFC®, RHU®, REBC®
Vice President Life and Long-Term Care
Jeff Landt, CFA®, CFP®
Senior Vice President and Chief Investment Officer
Registered representative of Cetera Wealth Services, LLC. Securities offered through Cetera Wealth Services, LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License #0E33749.
Sophie Roberts is a non- registered associated person of Cetera Wealth Services, LLC, member FINRA/SIPC
**Separate from the financial plan and an advisors’ role as financial planner, an advisor may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and clients are under no obligation to follow them. Financial Planning is a fee-based service.