Providing understanding, simplification, and guidance for your financial life
Money can be an emotional topic, especially when you don’t know if finances will support the things you dreamed about: Starting your dream business, sending a loved one to school, or retiring how and where you want.
My job is to provide steady guidance and powerful solutions to help you meet those big financial questions with confidence.
I come from a big family, and they are a big inspiration for what I do today.
I grew up in South Range, Wisconsin, as the youngest of six siblings, and my parents owned a business in our hometown.
As a kid, I saw how hard my parents worked for in their business, and I understood how the business finances affected their personal goals and ambitions. Then, as I got older, I watched as each of my older siblings started their own path toward self-sufficiency, and I saw the emotional ups and downs of money mindsets and habits in action.
When I left home to attend college at University of Minnesota – Duluth, I already had a future career in mind: To help businesses and families understand and navigate their financial life and take bold steps toward their financial independence.
My mission is to help you organize and simplify your financial life to find a sense of comfort in your future.
I focus on three main values in every client relationship:
I value honesty on both sides.
For me to make suitable recommendations for your investments, I need you to be open about your current situation, struggles with money, and what matters to you at the end of the day.
Once I truly understand where you’re coming from, I can be transparent about what steps need to be in place to get you where you want to go.
You may never achieve financial success if you cannot trust the people helping you get there.
Not only can you trust me to be transparent, but you can trust my training, knowledge, and expertise. When you ask me a question, I’ll be truthful in the answer, even if that answer is, “Let me do some research and get back to you.”
When you work with me, you’ll never need to navigate rocky financial waters alone. I believe in being your guide through each and every financial question or challenge you bring to me.
Not only that, but I am bringing other investment and insurance experts into the picture to ensure you get the best service possible.
As a member of Financial Planners Inc., I work closely with Jane LaLonde, CFP®, who brings over 30 years of experience with her. I am also supported by the team at North Star Resource Group and am able to collaborate with specialists for any financial solution I recommend.
Ready to start your path toward financial independence?
I work on a team of advisors and specialists at Financial Planners Inc. and North Star. As a team, we collaborate and use their different perspectives to help provide clarity for our clients.
Working together, we are also able to offer a high level of service to our clients. When you call Financial Planners Inc., someone will be available who understands your situation and can answer your questions.
Comprehensive financial planning
Financial planning is life planning, and like your life, it is an ongoing process.
As a financial planning client, I will work with you to create a well-defined strategy to help you and your family pursue your financial goals. Then, we will review the plan on a regular basis, adjusting it as your life changes.
This is a comprehensive process, and we won’t try to tackle your entire financial strategy in one sitting. Instead, the financial planning process becomes a relationship in which I become your advocate and ally, helping you sort through your financial life and set ambitious yet attainable goals for your future.
Throughout our time together I’ll help you:
- Examine your current financial position. We’ll determine your current income and expenses and your projected net worth and establish an emergency fund.
- Plan investments. After assessing your risk tolerance, I’ll help design and asset allocation strategy and select appropriate investments to work towards the goals you choose.
- Tackle estate planning. We’ll create an early strategy for minimizing and funding estate taxes so you can leave a meaningful legacy.
- Fund your retirement lifestyle. I’ll help you dream and plan for your ideal retirement, accounting for income sources and expected expenses. Together, we’ll determine your retirement savings needs and decide how to distribute funds over time.
My team and I are dedicated to developing long-term strategies and a comprehensive plan to meet your needs. To learn more, please contact me to set up a free, no-obligation consultation.
I work hard every day to support our clients, so they can protect their families, build their businesses, and invest in their futures. I’ll help guide you through the media noise, keeping the focus on attaining goals, so you can be confident in your choices, and not swayed by the volatility of the financial markets.
Not following the herd can be a good thing, yet the most difficult thing about investing is often traveling the road alone. With me, you won’t be on that road alone.
To develop an approach suitable for you, we work to:
- Understand your goals as well as your ability and willingness to accept risk.
- Design an asset allocation strategy suitable to you.
- Select the appropriate investments for you.
While all investments involve some risk, an asset allocation strategy seeks to mitigate the risks of any one asset class. Beyond diversification, this strategy is rooted in your goals and values and driven by mathematical models.
I will help you individualize your asset protection strategy based on key elements of your financial profile, including your objectives, risk tolerance, investment preferences, time horizon, and tax considerations.
Then, since these factors are bound to change, my team will also work with you for period reviews. As your life and the market changes, if your portfolio can become unbalanced, we will adjust your allocation accordingly to keep your investments stable and on track toward your goals.
Business owner solutions
Increase your corporate and personal net worth through expert guidance and solutions tailored to you.
I can walk you through managing concentrated positions, stock option exercise and sale, succession planning, estate planning, and business transition strategies.
I’ll also help coordinate employee benefit programs designed for your needs. My goal is to provide benefits options that your employees value to create lasting employee satisfaction and security to help your business thrive.
Adam and Jane are investment advisor representatives of Cetera Advisor Networks, LLC. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.