About

Waypoint Wealth Group was created by merging four successful independent financial practices to share resources, expertise, and environment.  Our goal is to provide our clients the best possible experience and goal-oriented results.  Our Partners have 96 years of combined experience in retirement strategies, investment management, and risk-based solutions to share with our clients.  Waypoint retains several strategic relationships, most notably with North Star Resource Group and Securian Financial Services. Our strategic relationships expand our capabilities to have strong knowledge and products in all areas of fee-based planning, investment management solutions, life insurance, long-term care, income replacement, Medi-Gap solutions and other financial resources.

Guiding Your Financial Journey

That is what defines our philosophy. We aim to keep our clients on course as they navigate the financial aspects of their lives. We specialize in long-term investment management, asset protection strategies, protecting income streams, charitable giving strategies, transferring assets to heirs, and bringing clarity to your next 20-40 years. We get to know you, we get to know your business, we get to know your dreams. We guide you on all aspects of investment management, risk mitigation or preparation, estate planning, and retirement solutions.

Now more than ever, we have access to what seems to be an unlimited amount of financial education. A simple search online brings up an array of products, services and resources in a matter of seconds.

But all this information can cause uncertainty. How do you know you’re selecting appropriate solutions for you, your family or your business?

That’s where we come in. We listen to your goals, dreams and even your fears to offer you suitable financial solutions on your terms. This personalized approach can help you feel confident in your choices and leave the heavy lifting to us.

Our services

Most conversations about financial topics only focus on the future, but we believe that the products and services we provide impact your here and now.

That’s why our products and services help answer your biggest questions about the future so you can enjoy the time spent with your loved ones, that can pass by so quickly.

We offer financial solutions to help you with life’s biggest questions. Whether you’re wondering about funding for college, retiring, running your business or all the above, we have the solutions and the know-how to help.

Comprehensive, fee-based financial planning

In a fee-based financial planning relationship, we’ll work with you to create a plan tailored specifically to your unique situation, touching on all facets of your financial world. You are provided with a written, comprehensive plan, complete with customized recommendations and in-depth, thorough analysis. You’ll also have optional access to a client portal, which can allow you to link your assets and liabilities in real-time, regardless of where they are. This allows you to see your entire financial picture in one place whenever you need to.

Investments and Asset Management

A strategic approach to investing focuses on building a portfolio with a level of risk and reward that’s appropriate for you. It’s a complex, ever-changing task that calls for the knowledge, judgment, and independent perspective we can offer. We help our clients choose from a wide variety of asset managers and utilize mutual funds, exchange-traded funds, separately managed accounts, and more.

Insurance Protection

Having solid strategies in place to help you prepare for the unexpected only enhances your financial health. We offer several options for life insurance, long-term disability insurance (LTD) and long-term care insurance (LTC).

Estate Planning

You work, save and build up assets over your lifetime. Estate planning helps ensure that what happens to them isn’t left to chance. Whether it’s a focus on speeding up probate, minimizing estate taxes, charitable inclinations or generational wealth transfer, collaborating with knowledgable tax, legal and financial specialists to tailor your estate plan is a critical step to take, far before you think it’ll be an issue.

Charitable Giving

Identifying an effective gifting strategy is important for both you and for the charity you support. Developing a thoughtful, long-term approach for charitable giving can help you maximize the impact of your donations.

Business Planning

The owners of closely-held businesses face unique challenges at every stage along the way. We work with our business-owner clients to design and, where appropriate, fund strategies that include: succession strategies, executive carve-out plans, key employee retention, buy-sell arrangements, key-person arrangements, and much more.

Employee Benefits

In addition to retirement plans, we also offer group benefits plans, including group life insurance, long-term disability, and long-term care plans.

Retirement Solutions

Without looking at retirement many years prior to your actual retirement, you cannot know what you will need and how your life will look. Building your retirement assets in your 401k or IRAs is a great start, but how much are you really going to need? We can help to fully present where you are now with the consideration of all of your current income and net worth. We can then discuss various scenarios of what your financial position would be at retirement. We will consider different growth percentages, amounts invested, income changes to help you understand how changes you make can impact your future. We can recommend changes to help you hit your goals. Many strategies take 10 to 20 years to achieve, so it is important to start as soon as possible.

Our team

The expertise and clear vision of a financial professional can make all the difference. Our associates are here for you.

Contact

We invite you to take advantage of this opportunity to work with a team that has the unique expertise and resources to help you create, plan, and achieve your long-term financial goals. Please contact us today to schedule a confidential, no-obligation appointment.