Annie Book, CLTC, ChFC®, RICP®
Financial Advisor
Annie Book, CLTC, ChFC®, RICP®
Financial Advisor
About
Annie is a teacher at heart. Her passion is to empower people by equipping them with the knowledge to make well-informed decisions, take control of their life and enjoy the journey along the way. She believes that we all have the choice to live life by our own design and not by default of others. The values she lives by are simply stated: health, wealth, love and happiness. She is honored to be a wife, mother, sister and friend to those she loves dearly.
Annie has devoted almost two decades to empowering and guiding women who are making decisions with a sum of money as a result of divorce, inheritance, aging parents, job change, and/or retirement. She specializes in generational wealth management and focuses on the necessary steps for families to actively pursue financial independence.
Annie is a contributing author to the books, Real Life Financial Planning for Women and Physicians Guide to Financial Independence. She is a qualified member of the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®. She has been a featured speaker at over fifty events nationally. She has dedicated her personal time to continuing her professional development by obtaining her Chartered Financial Consultant (ChFC) designation, Certification of Long Term Care Planning (CLTC) designation and a graduate of Money Quotient’s Financial Life Planning.
Annie has a personal passion to educate all generations on financial prosperity in addition to nourishing children around the world.
Financial Process
Annie devotes the time to understand her clients’ most important concerns, dreams, goals, and life values. Through a proactive and educational process, she positively impacts the lives of many and empowers them to make informed decisions involving their financial future.
The following is Annie’s process to help families live the life they desire:
Understanding
“First seek to understand before being understood.” -Stephan Covey
Annie’s first priority is to understand her clients’ unique situation. What they have been through, where they currently are and who they desire to be.
Education
“An investment in Knowledge always pays the best interest.”- Benjamin Franklin
Annie’s passion is to equip individuals with the financial knowledge so they have the confidence to stay the course during times of prosperity and times of challenge. We create educational meetings that fit each individual’s financial situation.
Strategize
“Most people don’t plan to fail: they fail to plan.” –John L. Beckley
We work together to create a specialized strategy so that you can enjoy life today and in the future. This will be your own financial road map to help accomplish your goals.
Implement
“Action is the foundational key to all success.” –Pablo Picasso
Together we will work through an “action list” of the steps that will move your financial strategy from ideas to fruition.
Progress
“Planning is an ongoing series of decisions you make for a lifetime.” – Annie R. Book
We cannot control what happens to us but we can control how we react to it, how we prepare for it and what we learn from it! We track your progress from year to year; celebrating along the way and changing course when necessary.
Would I be a good fit as a client?
If the answer is “YES” to any of the following questions then connect with Annie for your complimentary, no-obligation visit to determine if and how she can best be of service (include link to email or call).
Do you want more time to do the things you love to do?
Are you ready to have money work for you?
Do you desire financial confidence of knowing your financial home is in order?
Do you feel overwhelmed with all the financial advice and information out there?
Would you like a clear strategy to help accomplish your most important life goals?
Are you open to learning about important financial topics that are critical to your life?
Will or have you experienced a transition in your life that you want to properly prepare for?
Do you value professional guidance?
Services
- Asset Protection Basics*
- Cash Flow Coaching
- Basic Benefits Review*
- Debt Management
- Tax Minimization Strategies*
- Insurance Strategies
- Retirement Strategies
- Estate Planning*
- College Funding Options
- Exit Strategies*
North Star resource team
Chase Brakke, DIA, DIF, CEPA®
Senior Vice President
Chris Sitek, CLTC®, CASL®, CLU®, ChFC®, RHU®, REBC®
Vice President Life and Long-Term Care
Jeff Landt, CFA, CFP®
Senior Vice President and Chief Investment Officer
Carrie Hancock, ChFC®, CLU®
Vice President, Financial Planning Resource Center
Investment advisor representative of Cetera Advisor Networks, LLC. Securities offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC, CA Insurance Lic #0644976), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License #0E69063.
Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with this advisor is not a guarantee of future financial results. Investors should conduct their own evaluation.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 848 Portland area wealth managers were considered for the award; 100 (12 percent of candidates) were named 2019 Five Star Wealth Managers.