Are You Crippling Your Financial Health with Micro-Purchases, Retail Therapy, and Ritualistic Spending Habits?

In my experience, working with hundreds of clients as their comprehensive financial adviser – most Americans don’t realize the impact micro-purchases have on their financial health. Those $70 online purchases, the $80 retail store trips, or even the quick $7 coffee shop visits… all accumulate in cost. Over the course of your lifetime, even just one year, these purchases add up quickly, and if you actually sat down and did the math, you’d be astonished to see how much those extra purchases totaled up to.