About Us
Financial Strategies to meet your total financial picture...
 The people at the North Star Resource Group companies are thoroughly committed to helping improve the long-term financial well-being of individuals and businesses.
Following are the three affiliated companies, North Star Consultants, Inc., CRI Securities, LLC and North Star/OT, LLC, that operate under the name North Star Resource Group. Also listed is Securian Financial Services, Inc., an affiliate of CRI Securities, LLC. Through North Star Resource Group, we're able to offer our clients a comprehensive range of financial resources, as well as advice and expertise of some of the best financial professionals in the industry:
North Star Consultants, Inc., the insurance brokerage firm, offers alternatives for your business and individual financial needs.
CRI Securities, LLC and Securian Financial Services, Inc.offer securities and investment advisory services including a wide range of investment products and fee-based planning, high-level financial analysis and asset management services.
North Star/OT, LLC, the tax preparation division, offers convenient, coordinated, and cost effective tax preparation services for North Star clients.
Corporate Headquarters:
North Star Professional Center · 2701 University Ave. S.E.
Minneapolis, MN 55414-3238
General: 612/617-6000 · Fax: 612/617-6001
The information contained on this site is intended only for residents of states in which the four listed companies above are licensed to conduct business. This information can be found under "Products & Services" where each of these firms is discussed. In addition, not all of our advisors are licensed or registered with each of the four entities. For that reason, we ask that you contact the North Star office nearest you for licensing and registration information on the advisor you'd like to work with.
Financial Products & Services
North Star Consultants, Inc.
Through North Star Consultants, Inc., the insurance brokerage firm, we offer alternatives for your business and individual financial needs.
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CRI Securities, LLC
Through CRI Securities, LLC, a broker-dealer and member FINRA/SIPC, registered representatives provide a variety of securities products.
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CRI Securities, LLC and Securian Financial Services, Inc.
Through CRI Securities, LLC and Securian Financial Services, Inc. registered investment advisors, we offer fee-based financial planning services, investment advisory and asset management services, as well as financial seminars and workshops. Fee-based planning is typically used for more complex financial situations, or at a client's request. Our services are tailored to address the specific circumstances of our clients and can include:
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North Star/OT, LLC
Through North Star/OT, LLC, the tax preparation service, we offer convenient, coordinated, and cost effective tax preparation services for North Star clients. If you are like most clients, you are busy and probably unsure as to how all the new tax law changes will impact your own tax return. We believe by offering this service to you through North Star, we can coordinate this service with your other financial programs and relieve you from the all too typical tax preparation “burden”— all at a very competitive cost.
- Three (3) Levels of Tax Preparation Service
- Form M1PR Property Tax Refund Schedules will also be offered along with electronic filing. In addition, schedules for Education Credits, Child Care Credits, Moving Expenses, Adoption Credits, etc., will be offered.
- Services for special issues such as purchase and/or sale of a home, real estate rentals, and tax withholding.
- Electronic filing
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Through North Star Consultants, Inc., the insurance brokerage firm, we offer alternatives for your business and individual financial needs.
Business Insurance Products and Strategies
- Key Person Insurance
- Split Dollar Insurance
- Overhead Expense Insurance
- Disability Buyout Insurance
- Funding of:
- Executive Compensation Agreements
- Stock Purchase Agreements
- Business Continuation Programs
- Deferred Compensation Strategies
- Salary Continuation Programs
- Buy/Sell Funding Agreements
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Retirement Programs/Pension Plans
- Defined Contribution Plans
- Money Purchase Pension
- Profit Sharing
- 401(k) Plans
- Defined Benefit Plans
- Simplified Employee Pension (S.E.P) Plans
- IRAs
- Traditional
- SIMPLE
- Education (Coverdell Educational Savings Account)
- Roth
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Individual Insurance
- Life
- Disability
- Health Care
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Fixed Annuities
- Flexible Payment Deferred Annuities
- Single Payment Deferred Annuities
- Immediate Annuities
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Employee Benefits Programs
- Products:
- Medical Insurance
- Fully Insured
- Self Insured
- MSA (Medical Savings Accounts)
- Dental/Vision Insurance
- Short and Long Term Disability Insurance
- Payroll Deduction Plans
- Services:
- Design and Implementation of Cafeteria Plans/Flexible Spending Accounts
- COBRA and HIPAA Administration
- Consolidated Billing
- When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Online Human Resource, Benefit Administration, Safety, Risk Management and Payroll Services
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Long Term Care Insurance
- Individual Plans
- Group Plans
- Employer Sponsored Individual (ESI) Plans
- True Group
- Comprehensive Awareness Program providing individual groups with long term care education, including:
- Informational articles, guides and brochures
- Workshops and seminars
- "1-888" help line
- Objective analysis of individual and group insurance plans
- Personal consultations
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Through CRI Securities, LLC, a broker-dealer and member FINRA/SIPC, registered representatives provide a variety of securities products.
A Broad Range of Investment Options
- Money Market Accounts
- Corporate Cash Accounts
- Government Securities Funds
- Corporate Bond Funds
- Balanced Funds
- International Funds
- Growth/Equity Funds
- Sector/Specialized Funds
- Tax-Exempt Funds
- Unit Investment Trusts
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Stock and Bond Brokerage Services
Our advisors who are Series 7 registered offer:
- Listed Securities
- Over-the-Counter Issues
- Corporate Bonds
- Government Bonds and Treasury Bills
- Municipal Bonds
- Certificate of Deposit
CRI Securities, LLC, Member FINRA/SIPC, is registered to conduct securities business in: Arizona, California, Florida, Georgia, Iowa, Illinois, Mississippi, Minnesota, Montana, North Dakota, South Dakota, Texas and Wisconsin.
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Variable Annuities and Life Insurance
- Through Securian Financial Services, Inc., an affiliate of CRI Securities, LLC, our associates offer Variable Annuities (both deferred and immediate) and Variable Life Insurance. Securian Financial Services is not an affiliate of North Star Consultants, Inc. or North Star/OT, LLC. Securian Financial Services, Inc., Member FINRA/SIPC, is registered to conduct business in all 50 states.
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Through CRI Securities, LLC and Securian Financial Services, Inc., the registered investment advisor, we offer fee-based financial planning services, investment advisory and asset management services, as well as financial seminars and workshops. Fee-based planning is typically used for more complex financial situations, or at a client's request. Our services are tailored to address the specific circumstances of our clients and can include:
Comprehensive, Written Financial Plans for Individuals and Businesses
Specialized Problem Solving and Analysis of Specific Complex Financial Issues
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Investment Advisory Services
- Fee-based Asset Management
- Private Account Management
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Seminar Services
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Through North Star/OT, LLC, the tax preparation service, we offer convenient, coordinated, and cost effective tax preparation services for North Star clients. If you are like most clients, you are busy and probably unsure as to how all the new tax law changes will impact your own tax return. We believe by offering this service to you through North Star, we can coordinate this service with your other financial programs and relieve you from the all too typical tax preparation “burden”— all at a very competitive cost.
Three (3) Levels of Tax Preparation Service
- Short Form – 1040A or 1040EZ
- 1040 with Schedules A, B, simple Schedule D.
- 1040 with Schedules A, B, simple Schedule C (revenue only, such as moonlighting income for physicians), and complex Schedule D.
Form M1PR Property Tax Refund Schedules will also be offered along with electronic filing. In addition, schedules for Education Credits, Child Care Credits, Moving Expenses, Adoption Credits, etc., will be offered.
Services for special issues such as purchase and/or sale of a home, real estate rentals, and tax withholding.
Electronic filing
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General Employer Information
With 5 million working age Americans receiving long term care
& another 14 million providing it to elder friends or loved ones, can you afford not to take this issue seriously?
Are My Employees At Risk Of Long Term Care?
Yes! Today, of those receiving long term care services, 40% or 5 million are working age Americans.1 In addition, 1 in 5 people over the age of 50 are at risk of needing long term care within the next 12 months.2 What most employers often fail to realize, however, are the hidden risks and costs associated with eldercare. That is, employees who are pulled away from their work responsibilities to care for an elder friend or loved one.
Can Eldercare. Really Devastate My Business?
In 1997, 25% or 22.4 million households reported having at least one person providing care to an elder friend of loved one. Of those, 65% or14.4 million reported being employed.3 In addition, by the year 2002, 40% of employees expect to have eldercare responsibilities.4 By 2008, the year the first baby boomers reach 65, 54% of Americans expect to have caregiver responsibilities.5
Even more frightening is the cost associated with lost productivity due to eldercare services as shown in the chart above.
Can Long Term Care Insurance Really Help?
Absolutely! Long term care insurance addresses two fundamental issues associated with eldercare: 1) care planning and 2) financial and emotional stress. The result, "peace of mind" which translates into better morale and greater productivity.
Long term care insurance also comes with attractive tax advantages to employers and employees alike. In addition, because most of the administration is done by the insurance carrier or general agency, the investment you make in offering this new and much needed benefit will be nominal!
Who Do I Turn To For Advice?
Because long term care insurance can be offered as either a group or individual plan through an employer, the choices you have are many. Therefore, take the time to consult a group long term care insurance specialist who can carefully explain all your options.
An LTC Insurance Plan designed to help meet the needs of your group
North Star has the tools to help you identify and design the appropriate LTC insurance plan for your group! We offer:
- A Dedicated Division For Group LTC Insurance
- A Comprehensive Awareness Program To Help Educate Employees On Long Term Care including:
- Surveys, Guides, Brochures, Articles, and Stuffers
- On-Site Workshops With Personal Consultations
- A "1-888" Help Line
- Objective Analysis Of Group LTC Insurance Plans
- An "Individual" & "True Group" Approach To Plan Design
1 "Long Term Care: Diverse, Growing Population Includes Millions of Americans of All Ages," General Accounting Office, 1994
2 Harvard Louis Harris Survey, 1995
3 National Alliance for Caregiving/AARP Survey, 1997
4 "Work/Life Programs Target All Employees," Employee Benefit Plan Review, 1997
5 National Partnership For Women & Families Opinion Poll, 1998
Prospective Agent Information
Your clients may never need long term care. If they do, however; is "self-insuring" really the answer?
A Full Service Team of Professionals to Help Meet all your LTCi Marketing Needs.
North Star Consultant's unique organizational structure serves as a powerful resource to provide financial strategies to help meet your clients' total financial picture. With this in mind, North Star's LTCi (Long Term Care Insurance) team of professionals offers you some of the best marketing support for Long Term Care Insurance. We provide a wide range of services and products to help meet all of your LTCi marketing needs.
Marketing Services
- Personal Training
- WE COME TO YOU WHEN YOU NEED HELP!
- On-Site Workshops With Personal Consultations
- A "1-888" Help Line
- A Guide To Helping You Assess LTC Plans
- Individual and Group Marketing Support:
- Surveys, Guides, Brochures, Articles, Stuffers, Letters, and Flyers
- Seminar and Worksite Presentation Materials
- A "1-888" Help Line
- Quarterly Training Seminars:
- LTC PRIMER (3 Credit CE Course)
- UNDERWRITING MADE EASY (1 Credit CE)
- GROUP LTC INSURANCE (2 Credit CE)
- Quarterly Newsletter To Keep You Informed On The Latest In Long Term Care
Our Commitment to our Associates...
We work with a unique group of extremely dedicated insurance agents who believe that preserving their clients' dignity is as important as helping them create and protect their assets. There is no doubt that in a crisis these agents are committed to providing their clients with the tools needed to help them maintain control of their "quality of life." One such tool is long term care insurance.
Unfortunately, advisors today are far too busy to become experts in long term care. That is why we created North Star's LTCi Division. North Star LTC provides various products and services aimed at making life easier for our associates and affiliated agents as they inform clients of this catastrophic risk to their financial plans.
In addition, our staff shares a common bond - each has experienced first hand the emotional and financial devastation that can occur without proper long term care planning. As such, they have devoted their careers to helping agents ensure that their clients never experience the destruction of their financial and retirement dreams which has taken a lifetime to secure.
Companies Available through North Star's LTCi Division
- John Hancock Financial Services Inc.
- Monumental Life Insurance Company
- Unum Provident
- AIG Life Insurance Company
- CNA
- Blue Cross Blue Shield of Minnesota
- Conseco
- Bankers United Life Assurance Company
- Transamerica Occidental Life Insurance Company
- Allianz Life Insurance
- MEDAmerica Insurance Company an Excellus Company
- Kanawha Insurance Company
NOTE: Group LTCi plans are available through North Star Consultants, Inc.
Meet our Senior Management Team
Click on the photo for a complete bio on each Senior Management Team Member
Front row, from left to right:
P. Shaun McDuffee, CLU, ChFC, AEP; Diane Yohn, CLU, RHU, FLMI; Phillip C. Richards, CFP®, CLU, RHU
Back row, from left to right:
Edward G. Deutschlander, CLU, CLF; Scott H. Richards, CLU, ChFC, MSM, CLTC; Donald J. Schoeller, CLU, ChFC; David Vasos, CFP®
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North Star Resource Group has put together the following list of helpful books for your reading pleasure. Click on any picture of a book and you will be taken directly to that book's ordering page at AMAZON.COM.
In this section, you may be leaving the North Star Resource Group website and you will be viewing material from other websites that may not be regulated under the same standards registered securities firms/broker-dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
North Star Resource Group does not endorse or recommend the following publications. Any opinions, judgements, advice, statements, services, offers or other information are those of the author or ditributor and are not North Star Resource Group. North Star Resource Group accepts no liability for any direct or consequential loss arising from any use of this information or its contents.
25 Secrets to Sustainable Success
by Phil Richards
25 Secrets to Sustainable Success is an in-depth look at the leadership wisdom that has created one of the most successful organizations in the financial services industry. This comprehensive leadership guide incorporates proven practices in business strategy, leadership philosophy, sales psychology and day-to-day management tactics fully customized to the insurance and financial services industry. It will inspire you, excite you and reignite your passion for building your own master field organization.
Order 25 Secrets to Sustainable Success by Phil Richards, by
clicking here.
Order The Power of Coaching...Engaging Excellence in Others! co-authored by Phil Richards, by When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.
clicking here.
The Power of Coaching shares success secrets showing leaders how to coach the people they lead by engaging their excellence.
About the Author
Machen MacDonald is world class coach, author and speakr in the area of provoking brilliance. He is the founder of ProBrilliance Leadership Institute. A firm dedicated to showing leaders how to live a happier, healthier an wealthier life.
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Raving Fans: A Revolutionary Approach to Customer Service
by Ken Blanchard, et al
Kenneth Blanchard continues his trend of writing easy-to-read books with BIG ideas for making your business better. Raving Fans is a book of stories relating how fictional companies have created an environment of delivering awesome customer service. A guy that has just been put in a managment position requiring a turnaround goes on a fictional trip with his "angel"...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Good to Great: Why Some Companies Make the Leap... and Others Don't
by Jim Collins
Five years ago, Jim Collins asked the question, "Can a good company become a great company and if so, how?" In Good to Great Collins, the author of Built to Last, concludes that it is possible, but finds there are no silver bullets. Collins and his team of researchers...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Greatest Salesman in the World Part II: The End of the Story
by Og Mandino
This is the classic tale of a little camel boy, Hafid, who becomes the greatest salesman in the world through following the principles discovered in ten special scrolls of success. (From the Publisher)-
What you are today is not important...for in this runaway bestseller you will learn how to change your life by applying the secrets you are about to discover in the ancient scrolls.
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Think & Grow Rich by Napoleon Hill, Joe Slattery
(W. Clement Stone Chairman, Combined International Corporation President, The Napoleon Hill Foundation)
...During our ten-year association, I learned the missing number to my combination for worldwide successful achievement. The Master Mind Principle: two or more persons working together in complete harmony toward a mutual goal or goals...Napoleon Hill's philosophy teaches...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.The Millionaire Next Door: The Surprising Secrets of America' s Wealthy
by Thomas J. Ph.D. Stanley, et al
How can you join the ranks of America's wealthy (defined as people whose net worth is over one million dollars)? It's easy, say doctors Stanley and Danko, who have spent the last 20 years interviewing members of this elite club: you just have to follow seven simple rules. The first rule is, always live well below your means. The last rule is...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Adversity Quotient Work: Make Everyday Challenges the Key to Your Success
by Paul G. Stoltz
From the first sip of your morning coffee to the last sheep you count at night, you will face an average of 23 adversities, predicts author Paul G. Stoltz in this follow-up to the best-selling The Adversity Quotient. The key to coping, he says, lies...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael Gerber
Michael Gerber's The E-Myth Revisited should be required listening for anyone thinking about starting a business or for those who have already taken that fateful step. The title refers to the author's belief that entrepreneurs--typically brimming with good but distracting ideas--make poor businesspeople. He establishes an incredibly organized and regimented plan...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.Attitude Is Everything: Change Your Attitude...and You Change Your Life
by Jeff Keller
This is a "success manual" that gives readers a step by step plan for taking control of their lives and unleashing their incredible potential. The book consists of 12 Lessons...
When you click this link you will be leaving our web site. You will be viewing material from another web site that may not be regulated under the same standards as Registered Securities Firms/Broker-Dealers.
Information in this section is not to be considered a recommendation or an offer to purchase any product.
Our company makes no representation as to the completeness or accuracy of the information provided at these sites. We accept no liability for any direct or consequential loss arising from any use of this information or its content. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through these sites.The Roaring 2000's: Building the Wealth and Lifestyle You Desire in the Greatest Boom in History by Harry S., Jr. Dent
The world that author Harry S. Dent Jr. presents in his narration of The Roaring 2000s is one you'll want to live in: incredible interconnectivity between electronic devices, superfast jets, and computers...
The 7 Habits of Highly Effective People by Stephen R. Covey
The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change was a groundbreaker when it was first published in 1990, and it continues to be a business bestseller with more than 10 million copies sold. Stephen...
Built to Last by James C. Collins, Jerry I. Porras
This analysis of what makes great companies great has been hailed everywhere as an instant classic and one of the best business titles since In Search of Excellence. The authors, James C. Collins and Jerry I. Porras, spent...
Magic of Thinking Big by David J. Schwartz
Millions of people throughout the world have improved their lives using The Magic of Thinking Big. Dr. David J. Schwartz, long regarded as one of the foremost experts on motivation,...
2005 Corporate Awards
2005 Management Hall of Fame Inductee
Phillip C. Richards, CLU, CFP, RHU
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"His passion for the business is contagious and his creative energy is boundless. His success, in part, has been a function of his philosophy of 'servant leadership.' "
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Phillip C. Richards, CLU, CFP, RHU, has been named the 2005 inductee into the GAMA International Management Hall of Fame. Since 1974, the award has been presented annually to a leader in the insurance and financial services industry.
“Phil Richards is the ultimate role-model,” said GAMA International President James H. Krueger, CLU ChFC MSM MSFS, and managing partner of the Northeast Wisconsin Regional Financial Office with Thrivent Financial for Lutherans. “His contributions to GAMA as a past president and now as our international liaison have been immense. His commitment to NAIFA and to our industry in his role as co-chair of the Task Force for the Future will assure the effectiveness of both.”
Induction into the GAMA International Management Hall of Fame is the highest honor giving by the financial services industry to recognize an individual field leader whose professional career has been spent building organizations and promoting the industry.
“Phil Richards’ contribution to the industry is immeasurable,” said Jeff Hughes, CEO of GAMA International. “His passion for the business is contagious and his creative energy is boundless. His success, in part, has been a function of his philosophy of ‘servant leadership.’ His induction into the Hall of Fame is well deserved.”
Richards is chairman of the board and CEO of the affiliated companies that operate under the name North Star Resource Group in Minneapolis, an organization he founded in 1969. Richards is also an adjunct professor of insurance for the Carlson School of Management at the University of Minnesota and serves in leadership roles in numerous community organizations, including the Minnesota Council for Quality, the Minnesota Better Business Bureau and Community Health Charities. He has been a featured speaker in more than a dozen nations worldwide on topics ranging from strategic planning and leadership to alternate distribution systems in the financial services industry. Richards is one of only seven managers and general agents in the world to have received the International Management Award from GAMA International every year since the award’s inception in 1973. He is a past president of GAMA International, serves as senior vice president of international relations, and is a current co-chair of the industry’s Task Force for the Future. He holds a Bachelor of Science degree in business administration from Temple University.
Return to 2005 Award Listing
2005 First in Class Awards
Master Firm Award Plus
Return to 2005 Award Listing
International Management Award Platinum Plus
Return to 2005 Award Listing
Why North Star is a great place to work.
A few words from our North Star Advisors.
Brian W. Lahr
Financial Advisor
Minneapolis, Minnesota
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“I have never worked harder in my life than what I have done at North Star over the last two years. I also have never had as much fun, freedom, and time off of work over the last two years. Most importantly, I've made a difference in the lives of over 200 people. That is what I call fun—not work.”
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Thomas R. Koehn
Financial Representative
Minneapolis, Minnesota
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“As a career changer, I have found North Star to be a firm which provides training, support, and direction as I grow my practice. It is clear to me that North Star has invested their resources to guide me to success, they have shown genuine interest in helping build my practice and have made me feel welcome in the North Star family.”
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Nathan Hoffman
Financial Representative
Austin, Texas
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”The advisors and support staff at North Star do everything possible to assist you in growing your practice. They create a culture of success and entrepreneurship that is ideal for building a practice.”
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Seth Ingersoll
Associate
Albuquerque, NM
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”I truly enjoy this career because everyday you get to make a difference in your clients’ lives. You enrich their knowledge and help them achieve their goals and live the type of lifestyle they desire. In addition, you develop long lasting friendships with each and every client. Where else can you go to work where you make a great income and your job duty entails making wonderful friendships and bettering lives? The best part of the job is knowing that you have made a difference and you can see it in their smiles."
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2005 Corporate Awards
2005 First in Class Awards
Master Firm Award Plus
International Management Award Platinum Plus
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