What is Financial Life Management?
Tanner has built his practice on the premise that financial advisors should first discover a client’s most essential goals in life before formulating a financial strategy, so a client’s finances fully support those goals. Traditionally advisors have focused on the numbers—budgeting, investments, taxes, or insurance--without exploring the broader context. Notably, Tanner was also recognized as a 2018 qualifier for the Million Dollar Round Table (MDRT). MDRT is the Premier Association of Financial Professionals.
Tanner and his team have worked with:
TAMU Baylor College of Dentistry, UTHealth School of Dentistry, UTHSCSA Dental School, Seton Medical Center, Scott & White Healthcare, Baylor College of Medicine, UT Southwestern, UT Houston Medical, Houston Methodist, John Peter Smith Hospital, UT Health Science Center San Antonio, Texas Tech Health Science Center, UTMB Galveston, Baylor & St. Mary's Law school, Austin - Mother Attorneys Mentoring Association*, Austin, San Antonio, Belton, Arlington, Houston and Galveston Young Lawyers Associations*. Certain presentations may qualify for CLE credits. Please contact us for more information.
What can the client expect?
Organization: Bringing financial order to a client’s life
Objectivity: Providing a neutral perspective that will lead to suitable and rational decisions regarding money.
Proactivity: Help clients anticipate life transitions and prepare financially
Accountability: Help clients follow through on their commitments.
Partnership: Help clients make decisions that move them toward the life they desire with the money they have.
Financial Solutions for Individuals:
- Financial Plans (fee based service)
- Investment management
- Group Retirement (401k/403b) Investment Analysis
- Retirement preparation
- College funding analysis – 529 plans, etc.
- Estate/Legacy Planning*
- Asset protection strategies*
- Tax minimization strategies*
- Custom Client Website for organization, goal tracking & accountability
- Debt management
- Cash flow budgeting
- Life and Disability insurance (independent, not tied to 1 specific company)
Financial Solutions for Businesses:
- Business Retirement Plans
- Simplified Employee Pension (SEP)
- SIMPLE IRAs
- Defined benefit plans
- Defined contribution plans
- Profit sharing
- Business insurance options
- Key person life insurance
- Split Dollar life insurance
- Disability buyout insurance
- Life insurance for funding Buy/Sell Agreements1
- Funding of: Executive compensation, Stock purchase, Business continuation, deferred compensation, salary continuation strategies, and Buy/Sell agreements.
- Employee benefits
- Long Term Disability
- Short Term Disability
- Life insurance
- Voluntary benefits
- Flexible spending accounts
- Long term care
- FINRA Series 7 & Series 66 Registered
- Life and Health Licensed
He was a personal trainer for three years helping individuals achieve their personal fitness goals and made the transition to use his finance degree to help individuals efficiently pursue their financial goals.
Tanner has found there are many correlations to fitness and finances. We tend to know we need to eat better/workout and save more money/spend less, yet 74% percent of the population is considered overweight or obese2 and 50% of people spend more than they make3. These people likely do not have a coach/trainer holding them accountable to their goals. Just like working out, an effective financial strategy requires discipline. Utilizing Tanner's expertise and his approach to the financial process will help allow you to focus on spending more time doing the things you love and less time stressing over your finances.
Tanner is the youngest of 4 brothers in his family along with 1 younger sister who grew up in a small town of East Texas called Whitehouse. Tanner graduated from Texas A&M University- Mays Business School with a finance degree. Tanner is involved on the Setup and Meet and Greet team at his church called One Chapel. He enjoys spending his personal time with his wife Chelsie, fishing, hunting, travelling, and working out.
1 Please keep in mind that the primary reason to purchase a life insurance product is the death benefit. Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods
2 Source: http://win.niddk.nih.gov/statistics/
3 Source: http://www.huffingtonpost.com/2012/05/17/americans-spending-more-than-they-earn_n_1523920.html
Tanner is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. and CRI Securities, LLC. 1637891/ 11-2016
Aside from the knowledge and experience you will receive from your advisor, North Star provides a team of experts within their specialties dedicated to helping your advisor choose well-suited products or services for you.
Name: Chase Brakke
Title: National Disability Insurance Specialist
Name: Chris Sitek
Title: Vice President, Life Business Development
Name: Jeff Landt
Title: Vice President and Director of Investments
Name: Carrie Hancock
Title: Vice President, Financial Planning Resource Center
Dallas7929 Brookriver Drive
Dallas, TX 75247
Austin2801 Via Fortuna
Austin, TX 78746